What’s New for 2027

Annual Enrollment: November 3 – 17, 2026
Coverage: January 1 – December 31, 2027

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Your Asurion benefits are designed to help you be fully present in all of life’s moments. This year’s enrollment is (mostly!) passive, but it’s still an important time to make sure your coverage fits.

When you’re ready, click “Enroll” at the top of this screen. For more, visit the AE Page on Homebase.

Note: Homebase is available through SSO, and the ABC is available through SSO or with your username and password.

New programs, no extra cost

Sword, Nox and Omada target joint pain, pelvic health, sleep and weight for UnitedHealthcare members

Medical premiums are rising

Asurion still covers 86% of the total cost, on average

Save more, pretax

HSA and Healthcare FSA annual contribution limits are higher

Dental, vision and voluntary coverage

No rate changes. Accident and critical illness plans now offer enhanced reimbursements for certain covered conditions

Lyra EAP

Eight free coaching or therapy sessions per year; ongoing care continues through your medical plan

Backup care

Still 10 total days for children, elders and pets; up to five with a caregiver from your personal network

Most of your elections carry forward into 2027 automatically. Think of that as a safety net, not a reason to skip Annual Enrollment.

  • HSA and FSA elections don’t carry forward. The IRS requires a new election each year. HSA elections can be changed during the year, but FSA elections cannot unless you have a qualifying life event.
  • Changes are limited after Annual Enrollment. The IRS restricts most changes unless you have a qualifying life event.
  • Your confirmation statement is your final check. Call the ABC by December 15 to correct your elections before they’re locked in.

NEW: Alight Assistant

This AI-enabled decision support tool on the ABC answers benefit questions, guides you through enrollment, compares your options, and explains eligibility, coverage and plan details, so a passive enrollment is still a well-informed one.

Go to the ABC

Based on anonymous, aggregated health trends (never individual health information), we’re adding support where it can make the biggest difference. These programs come at no extra cost with UnitedHealthcare medical coverage, and covered dependents age 18+ are eligible too (with one exception noted below).

Sword Health

Sword Thrive
A dedicated Doctor of Physical Therapy builds a personalized program for joint, back and muscle pain, which you complete at home through the Sword Health app. Open to employees, spouses and dependents age 13+.

Sword Bloom
A Women’s Health Specialist builds a private, at-home plan for pelvic health concerns like bladder leakage, period pain, pregnancy discomfort and postpartum issues. For female employees, spouses and dependents age 18+.

Nox Medical

Better-quality sleep is within reach with a proven program for identifying and addressing sleep concerns.

Omada

Personal coaching to help you build healthier habits, reach weight loss goals and manage chronic conditions.

Using a GLP-1 for weight management? Beginning in 2027, participation in Omada is required for continued coverage of the medication. Watch for more information from Optum in December.

Learn more about these programs.

Healthcare costs continue to rise nationwide, so medical premiums are increasing for both Asurion and employees in 2027. Medical plan designs aren’t changing.

  • Asurion still pays the majority: 86% of the total cost of medical coverage, on average, across all plans and coverage levels.
  • Employee-only coverage stays as affordable as possible: A modest adjustment to our dependent coverage subsidy brings it closer to market practices, so employees who cover dependents will see a somewhat larger increase.
  • See your cost: Rate sheets on the ABC show your 2027 premiums for each option.

Compare medical plans.

Pretax accounts lower your taxable income, which is one way to offset rising healthcare costs. You must make a new election to contribute in 2027.

Health Savings Account (With the United CDHP or Kaiser CDHP)

The IRS limits (up from $4,400 / $8,750 in 2026) include Asurion’s match, so here’s what you can elect:

2027 IRS-approved Limits

Individual Coverage

Employee + Dependents Coverage

IRS Annual HSA Contribution Limit*

$4,500

$9,000

Matching Contributions from Asurion

$0.50 match for every $1 contributed, up to $500

$0.50 match for every $1 contributed, up to $1,000

  • If you contribute …

At least $1,000

At least $2,000

  • Asurion contributes …

$500

$1,000

Maximum Election for Employee
(to avoid exceeding the IRS’ Total Annual Contribution Limit)

$4,000

$8,000

Maximum Election for Employee Age 55+
($1,000 Catch-up Contribution)

$5,000

$9,000

* Total is inclusive of employee contributions plus company-matching contributions from Asurion.

Flexible Spending Accounts

  • Healthcare FSA: Up to $3,400 (from $3,300 in 2026). CDHP participants may enroll in a Limited Purpose FSA for dental and vision expenses only.
  • Dependent Daycare FSA: Up to $7,500 (unchanged). Married individuals who file separate tax returns may each save $3,750.

Learn more about HSAs | Learn more about FSAs

Good news: dental and vision costs and plan designs stay the same. Coverage continues through Delta Dental and VSP, with three options for each. Rates for accident, critical illness, hospital indemnity and voluntary life insurance aren’t changing, either. And, even better, accident and critical illness plans now offer enhanced reimbursements for certain covered conditions.

Rates aren’t changing, but your needs may have, so take a fresh look.

Dental | Vision | Extra Benefits | Life Insurance

Lyra remains available for convenient, high-quality coaching and therapy, with up to eight no-cost sessions per eligible individual, per year.

  • Why the change: Aggregate, anonymous data from Lyra shows that average utilization across Asurion is below eight sessions. Adjusting this benefit lets us balance our investment across a broader range of health concerns, including new programs for 2027 that target the highest needs of our population.
  • Need ongoing care? Behavioral health and substance use benefits through UnitedHealthcare and Kaiser are unchanged, in person or virtual, with no annual session limit.
  • Good to know: Lyra’s provider network is separate from our medical plan networks.

Learn more about the Employee Assistance Program.

When your regular care falls through, Care.com still provides 10 days of backup care each year for children, adults and pets. What’s changing is how you can use those days:

  • Up to five days with a caregiver from your personal network
  • Remaining days through Care.com’s vetted network of backup care providers

Learn more about backup care.

Medical, dental and vision are just part of the story. Together, our programs add up to a competitive, connected package, all part of the rewards of being an Asurion employee.

  • Physical wellbeing: Medical, pharmacy, dental and vision; condition management; fertility, maternity, adoption and surrogacy support; advocacy and second opinions
  • Emotional wellbeing: Telehealth, behavioral health and substance use support; coaching and therapy; backup care
  • Financial wellbeing: Retirement savings; disability, life and AD&D; voluntary plans; employee discounts, pet insurance and credit union; student loan assistance and tuition reimbursement
  • Social wellbeing: Employee recognition, Employee Resource Groups, PTO and leave

Physical Wellbeing | Emotional Wellbeing | Financial Wellbeing

  • Annual Enrollment page on Homebase: Important dates, virtual meeting information and links to benefits resources and tools; available with SSO
  • ABC InfoShare: Always-available plan details, personas and scenarios, and links to vendor sites
  • Asurion Benefits Central (“the ABC”): Enroll, see rate sheets and use decision tools at Asurion.BenefitsNow.com
  • Alight Assistant: AI-enabled help within the ABC
  • Alight Mobile App: Review and enroll on the go. Text “Benefits” to 67426 for a download link.

Questions? Call the ABC at 844.968.6278, 8am to 10pm ET, Monday – Friday.

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