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Vision

Vision care is an important part of an overall preventive care strategy. Did you know that an eye exam can detect many health conditions like diabetes, high blood pressure, thyroid disease and even some cancers?

We understand that everyone has different healthcare needs and budgets. So, you’ll find a similar spectrum of coverage options through Asurion Benefits Central for vision care as we offer for medical and dental coverage.

Your vision coverage options

 

BRONZE PLUS

SILVER

GOLD

Note:

  • In-network costs listed
  • Rates are lowest with in-network providers
  • Exam-only option
  • In-network discounts for certain materials
  • Preferred provider organization (PPO)
  • Covers in- and out-of-network care
  • An enhanced PPO
  • Covers in- and out-of-network care

ANNUAL VISION EXAM

100% covered

You pay $20

You pay $10

FRAMES
Covered once per plan year

 

Discount may apply

 

$100 allowance1

 

$200 allowance1

LENSES
Covered once per plan year2

  • Single vision
  • Bifocal
  • Trifocal
  • Standard progressive3
  • Lenticular

 

 

Discount may apply

 

 

You pay $20

 

 

You pay $10

LENS ENHANCEMENTS
  • Ultraviolet (UV) protection

Discount may apply
  • You pay $15
  • You pay $15
  • Tint (solid and gradient)
  
  • You pay $15
  • You pay $15
  • Standard plastic scratch-resistant coating
  
  • You pay $15
  • You pay $15
  • Standard anti-reflective coating
  
  • You pay $45
  • You pay $45
  • Standard polycarbonate (adults)
  
  • You pay $40
  • You pay $40
  • Standard polycarbonate (children)
  
  • You pay $0
  • You pay $0
  • Other add-ons
  
  • Discount only
  • Discount only

CONTACT LENSES

  • Medically necessary
  • Elective
  • Fit and evaluation

 

  • Not covered
  • Not covered
  • Discount may apply

 

  • You pay $20
  • $100 allowance1
  • You pay $20

 

  • You pay $10
  • $200 allowance1
  • You pay $10
  1. Allowance may be used for either frames or elective contacts, but not both. You pay any balance over the allowance.
  2. Premium lenses may cost more.
  3. Vision benefits are for standard progressives. Enhanced progressives may cost more and will vary by insurance carrier.

Paying for vision coverage

Your cost of coverage (“premiums”) are deducted from your paycheck before taxes are added.
You can pay your copayments and coinsurance by:

  • Healthcare flexible spending account
  • Health Savings Account—only available with Silver medical option
  • Dental and vision flexible spending account—only available with Silver medical option
  • Personal debit or credit card

How to choose

What you’ll pay for coverage is just one consideration. Another important factor is whether you have kids, because kids often need glasses and/or may have activity-related accidents that could require an eye doctor. You also should think about genetics—in other words, if your parent or sibling has had eye conditions, there’s a good chance you also may.